Budgetmuze
Open app
Theme

Planned pricing · billing not live yet

Understand your money today. Plan what matters next.

Everyday tracking is free. Premium adds deeper planning.

Billing period

Free

S$0.00

Everyday money tracking. No card needed.

  • Up to 2 active Dream goals
  • Manual income, expense and transfer tracking
  • Bank, cash, e-wallet, credit-card and debt accounts
  • Your full transaction history
  • Credit-card balances, limits, statements and due dates
  • Basic budgets, cash flow and net worth
  • Basic savings goals
  • Basic CSV export of your data
  • Light, dark and system modes, with the original green theme
  • Seeing, accepting and paying your share when someone splits a bill with you
  • Secure sign-in, privacy controls and account deletion

Premium

S$19.99/ year

Billed yearly · about S$1.66/month · save 44%

Everything in Free, plus

  • No limit on Dream goals
  • Dream scenarios and contribution schedules
  • Detailed affordability review
  • Dream decision reviews after a cooling-off period
  • Debt payoff plan and debt-free date
  • Payday planner: safe to spend until your next month
  • Recurring bills, income and subscriptions with a checklist
  • Smart budget suggestions and carry-over
  • Your own income and expense categories
  • Accounts in other currencies, exchanges and estimated totals
  • Richer net-worth and historical reports
  • Detailed CSV exports and downloadable reports
  • Saving pace, goal projections and emergency-fund check
  • Split bills with friends, with scanning and bank details
  • Extra colour themes for the whole app
  • 100 tokens every month for Pip
Upgrade to Premium
Renews automatically · Cancel anytime

How billing works

  • Premium renews automatically each month or year until you cancel.
  • Cancel anytime from Settings → Plan & billing. Premium stays active until the paid period ends.
  • After that you're on Free, and every record you created stays yours to view and export.
  • The price you're charged, including any tax, is shown at checkout before you pay.
  • Refund rules are in the Terms of use, linked from the sign-up page and the footer.
  • Budgetmuze never stores your card details and never shows ads.

Always free, on every plan

  • Manual income, expense and transfer tracking
  • Bank, cash, e-wallet, credit-card and debt accounts
  • Your full transaction history
  • Credit-card balances, limits, statements and due dates
  • Basic budgets, cash flow and net worth
  • Basic savings goals
  • Basic CSV export of your data
  • Light, dark and system modes, with the original green theme
  • Seeing, accepting and paying your share when someone splits a bill with you
  • Secure sign-in, privacy controls and account deletion

Prices are test prices and may change. Budgetmuze offers planning support, not financial advice.

Free, for good

These never move behind a paywall, on any plan.

  • Manual income, expense and transfer tracking
  • Bank, cash, e-wallet, credit-card and debt accounts
  • Your full transaction history
  • Credit-card balances, limits, statements and due dates
  • Basic budgets, cash flow and net worth
  • Basic savings goals
  • Basic CSV export of your data
  • Light, dark and system modes, with the original green theme
  • Seeing, accepting and paying your share when someone splits a bill with you
  • Secure sign-in, privacy controls and account deletion

What Premium adds

What you can use now, and what's on the way.

  • Dream scenario comparisons and contribution schedulesAvailable in Premium
  • Detailed purchase-affordability reviewAvailable in Premium
  • Decision reviews after a cooling-off periodAvailable in Premium
  • A debt payoff plan: the order, the date you are debt-free, and what paying more savesAvailable in Premium
  • A payday planner: what is safe to spend until your next month startsAvailable in Premium
  • Recurring bills, income and subscriptions (daily to yearly) with a checklist that resets on your paydayAvailable in Premium
  • Budget suggestions from your own spending, and carrying unspent money overAvailable in Premium
  • Your own income and expense categories, on top of the built-in onesAvailable in Premium
  • Accounts in other currencies, with exchanges and totals in your own currencyAvailable in Premium
  • Richer net-worth, historical and custom reportsAvailable in Premium
  • Detailed CSV exports and downloadable reportsAvailable in Premium
  • Saving pace, goal projections, what each goal needs a month, an emergency-fund check, and where your goal money sitsAvailable in Premium
  • Splitting a bill with friends and guests, with each person's share trackedAvailable in Premium
  • Extra colour themes for the whole appAvailable in Premium
  • A gift of 100 tokens every month for Pip's wardrobeAvailable in Premium

Make it yours

Light and dark with the original green are free. Premium adds five more colour themes. Tap one to try it on this page.

Try a colour theme

Good to know

Can I upgrade today?

Yes. Pick a plan, sign in and you'll go to a secure payment page. The price, tax and renewal terms are shown there before you pay, and you can cancel any time.

If I stop paying, is my data locked?

No. Your records, your full history, exports and account deletion stay yours on every plan. Premium adds planning tools; it never holds your own data back.

Do I need Premium to be part of a split bill?

No. Seeing, accepting and paying your share is free for everyone. Starting a split is the Premium part.

Are there ads?

Never. Budgetmuze doesn't show ads, and it never stores your card details.